Upload the statement your bank already gives you. cashish categorises it, matches the money to your invoices, and works out the VAT — on the cash basis, the way a small Irish company actually files.
Free while in beta. No card. Your data stays in the EU.
Output VAT recognised when each customer paid, apportioned across part-payments. Two expenses in this period still have no rate set — cashish says so rather than leaving them out quietly.
Importing, categorisation rules, accounts, documents and reporting are one piece of software. What changes is which half is switched on — and a book of each kind stays entirely separate from the other, under one login.
The trading half: invoices out, bills in, VAT worked out on the cash basis, payroll if you have people.
The same ledger with the trading half switched off, and a budget in its place. Nobody to invoice, no VAT to file.
Shared by both: statement import and de-duplication, categorisation rules that apply retroactively, multiple accounts with transfer detection, document reading, “where it went”, and MCP access for an AI agent.
Upload the CSV your bank already gives you. Re-uploading an overlapping period is safe — rows are keyed on the bank's own transaction id, so nothing doubles up and nothing you have already categorised is touched.
Write a rule once and it applies to everything it matches, including the transactions it previously got wrong. Test it first and see exactly what it would catch before you save it. Anything you categorised by hand that no rule has an opinion about is left alone.
Bank inflows are matched to the invoices that explain them — one payment to one invoice, even when a client pays five identical monthly amounts. Money that arrived before an invoice existed is never offered as its payment.
Output VAT recognised when the customer actually pays, apportioned across part-payments and mixed-rate invoices. T1, T2 and the balance, with the expenses that are still missing a rate called out rather than quietly omitted.
Moving money into your own tax pot is not money spent. Exclude it and it is counted nowhere — not in reports, not in VAT, not in what you tell anyone else — while the row stays put so a statement still reconciles line for line.
cashish is an MCP server as well as an app. Point Claude at it and it can read the ledger, write rules, raise invoices and match payments — using exactly the same code the screens use. A read-only key stays read-only.
Every account you import sits side by side with its own balance and its own history. Money moved between two of them is recognised as a transfer and counted as spending in neither, which is the difference between a number you can trust and one that double-counts every time you top up savings.
Set what you mean to spend on groceries, fuel or eating out and see it against what actually left the account. No forecast, no projection — last month is a fact, and a budget you can check against one is worth more than one you cannot.
A savings account gets its own view: what went in, what came out, and the balance over time. Where the return is genuinely knowable it is shown, and where it is not — because a statement records deposits and not interest — it says so instead of inventing a percentage.
Invoices, receipts and payslips are read into fields — issuer, date, net, VAT, total. Nothing reaches the books until you confirm it, every field is editable first, and what gets saved is what is on screen rather than what was read.
Books are separate: separate ledger, separate categories, separate everything. Switch between them from the sidebar. Nothing from one appears in a report, a VAT return or a budget belonging to the other.
No per-transaction fees and no charge for adding your accountant. A personal book is priced on its own, because a household is a different job from a company rather than a smaller one.
Your own money, on the same ledger the businesses run on.
Up to 2 people — a household, not a company.
What separates these is how many people may work in one business and what that business can do — never how many businesses you may own.
One business, one person, books that stay straight.
One person in this business.
For a limited company with an accountant and a few people to pay.
Unlimited people in this business.
You keep books for other people and want them all in one place.
Unlimited people in this business.
Yes, and they stay completely separate — separate ledger, separate categories, separate reports. You switch between them in the sidebar. A personal book has no invoices, no VAT return and no payroll; it has a budget instead.
Every account in one place with its own balance, rules that categorise the spending, a budget per category against what you really spent, and a month-by-month view of where it went. Money moved between your own accounts is recognised as a transfer, so topping up savings never reads as €500 of spending.
No. cashish works out the figures — your VAT3 boxes, your P&L, a PSR-shaped payroll submission — and you file them. Check them against ROS before you submit anything.
Any bank that exports a CSV. It was built against Revolut — the business export and the personal one, including savings statements, which are a different shape again — and reads a handful of common header spellings, so most exports import without fuss. There is no bank feed: you upload the file.
Yes, deliberately. EUR-only keeps the VAT logic honest. Foreign-currency transactions still import with their original amount recorded.
No. cashish is a ledger, not an adviser: it shows you what happened and what you budgeted, and every figure traces back to a bank line you can click. It does not recommend investments and it does not project your future.
Invite them from Settings. They get their own login and the accountant role: they can work the books but cannot change your business settings, your people, or your API keys.
Postgres in Frankfurt, inside the EU. Receipt files are stored privately, not on a public URL.
Yes. Every screen is backed by an API key you control, and there is a JSON export of the whole picture. It is your ledger.
Your company’s or your own. Import it, see the numbers, decide then.